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INSURANCE MATTERS
Don’t waste the insurance you’ve already bought. Through the years, certain client problems seem to come across my desk now and again, and then not again for a long time. Recently, there seems to have been a spate of situations in which clients have lost coverage, or almost lost coverage, under insurance policies…
Attorneys Kristy Hapworth and Michael Hockenbury Make Partner at Rudman Winchell
Bangor, Maine, January 1, 2022 – Our law firm is pleased to announce that attorneys Kristy M. Hapworth and Michael A. Hockenbury have been named to the partnership of Rudman Winchell, effective January 1st. As partners, both Kristy and Mike will continue to provide exceptional service and advocacy for their clients and we are excited…
Change in Maine Law Regarding Liability of an Agent Serving Under a Financial Power of Attorney
In a financial power of attorney, one person (the principal) gives another person (the agent) the authority to manage the principal’s property and to make financial decisions for the principal. A financial power of attorney (FPOA) is a very powerful document. An expansive FPOA may give the agent authority that is as broad as or…
Third-party Contract Beneficiaries
Frequently, an individual or entity not a party to a specific contract may be affected by a breach to that contract. For example, a municipality may contract with a landscaper to periodically remove brush and other shrubbery encroaching on a road. A homeowner uphill from that road gains a benefit from this contract as it…
Tips for a MaineCare Long-Term Care Application
In Maine, the Medicaid benefit is administered by the Department of Health and Human Services (DHHS). It is called MaineCare. MaineCare helps pay for long-term care services for medically and financially eligible individuals. The MaineCare rules regarding long-term care are complex. They include: An asset limit for countable assets A five-year look-back period Transfer penalties…