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Is Debt or Equity Financing Better for My Business?
Recently a client sent me a financing contract from a “hard money” lender. This lender was willing to lend my client $150,000 at an interest rate of over 20%. Upon the lender’s granting the loan, the loan principal would jump from $150,000 to $225,000. These loan terms were considered within the “normal” range for this…
MEDICARE SECONDARY PAYER WORKERS’ COMPENSATION SETTLEMENT AGREEMENT ACT
In an effort to streamline and simplify the bureaucratic procedures for workers’ compensation settlements involving Medicare, U.S. Representatives Dave Reichert (R-WA) and Mike Thompson (D-CA) introduced the Medicare Secondary Payer and Workers’ Compensation Settlement Agreement Act of 2013, H.R. 1982, into the House of Representatives on May 15, 2013. This bill, which amends Title XIII…
Starting a Business 101: The Initial Establishment and Protection of Intellectual Property
Owners of new, successful businesses generally have several things in common. First, they offer a product or service that is unique in some way to their target market. Second, they actively seek out and utilize enabling technology to further distance their products or services from competitors. Third, they understand the importance of and implement the…
Charitable Solicitations Act: Why You May Need a License to Accept Donations
It may come as a surprise to some, but Maine, like many other states, requires charitable organizations to obtain a charitable solicitation license from the state before soliciting donations within Maine. The Maine Charitable Solicitations Act (CSA), 9 M.R.S. §§ 5001-5018, regulates “charitable organizations.” Broadly defined, it includes entities that hold themselves out as charities…
When is it time to bring in a business lawyer?
Maine abounds with entrepreneurs, many of whom started their business with little more than their wits, some money and a belief in themselves. As a former entrepreneur of a small services business, I started with a squeegee, a tool belt, and a handful of flyers that I distributed door-to-door. I did not know any business…
Is Debt or Equity Financing Better for My Business?
Recently a client sent me a financing contract from a “hard money” lender. This lender was willing to lend my client $150,000 at an interest rate of over 20%. Upon the lender’s granting the loan, the loan principal would jump from $150,000 to $225,000. These loan terms were considered within the “normal” range for this…
MEDICARE SECONDARY PAYER WORKERS’ COMPENSATION SETTLEMENT AGREEMENT ACT
In an effort to streamline and simplify the bureaucratic procedures for workers’ compensation settlements involving Medicare, U.S. Representatives Dave Reichert (R-WA) and Mike Thompson (D-CA) introduced the Medicare Secondary Payer and Workers’ Compensation Settlement Agreement Act of 2013, H.R. 1982, into the House of Representatives on May 15, 2013. This bill, which amends Title XIII…
Starting a Business 101: The Initial Establishment and Protection of Intellectual Property
Owners of new, successful businesses generally have several things in common. First, they offer a product or service that is unique in some way to their target market. Second, they actively seek out and utilize enabling technology to further distance their products or services from competitors. Third, they understand the importance of and implement the…
Charitable Solicitations Act: Why You May Need a License to Accept Donations
It may come as a surprise to some, but Maine, like many other states, requires charitable organizations to obtain a charitable solicitation license from the state before soliciting donations within Maine. The Maine Charitable Solicitations Act (CSA), 9 M.R.S. §§ 5001-5018, regulates “charitable organizations.” Broadly defined, it includes entities that hold themselves out as charities…
When is it time to bring in a business lawyer?
Maine abounds with entrepreneurs, many of whom started their business with little more than their wits, some money and a belief in themselves. As a former entrepreneur of a small services business, I started with a squeegee, a tool belt, and a handful of flyers that I distributed door-to-door. I did not know any business…
Is Debt or Equity Financing Better for My Business?
Recently a client sent me a financing contract from a “hard money” lender. This lender was willing to lend my client $150,000 at an interest rate of over 20%. Upon the lender’s granting the loan, the loan principal would jump from $150,000 to $225,000. These loan terms were considered within the “normal” range for this…
MEDICARE SECONDARY PAYER WORKERS’ COMPENSATION SETTLEMENT AGREEMENT ACT
In an effort to streamline and simplify the bureaucratic procedures for workers’ compensation settlements involving Medicare, U.S. Representatives Dave Reichert (R-WA) and Mike Thompson (D-CA) introduced the Medicare Secondary Payer and Workers’ Compensation Settlement Agreement Act of 2013, H.R. 1982, into the House of Representatives on May 15, 2013. This bill, which amends Title XIII…
Starting a Business 101: The Initial Establishment and Protection of Intellectual Property
Owners of new, successful businesses generally have several things in common. First, they offer a product or service that is unique in some way to their target market. Second, they actively seek out and utilize enabling technology to further distance their products or services from competitors. Third, they understand the importance of and implement the…
Charitable Solicitations Act: Why You May Need a License to Accept Donations
It may come as a surprise to some, but Maine, like many other states, requires charitable organizations to obtain a charitable solicitation license from the state before soliciting donations within Maine. The Maine Charitable Solicitations Act (CSA), 9 M.R.S. §§ 5001-5018, regulates “charitable organizations.” Broadly defined, it includes entities that hold themselves out as charities…
When is it time to bring in a business lawyer?
Maine abounds with entrepreneurs, many of whom started their business with little more than their wits, some money and a belief in themselves. As a former entrepreneur of a small services business, I started with a squeegee, a tool belt, and a handful of flyers that I distributed door-to-door. I did not know any business…